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Terms of Service

1. Introduction

Welcome to Vreddhi (“we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website [www.vreddhi.com] (the “Site”) and any services provided by us. By accessing or using our Site and services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Site or services.

 

2. Services

Vreddhi provides real estate investment services, including but not limited to property/debt investment opportunities, market analysis, and investment advisory services (collectively, the “Services”). We may update, modify, or discontinue any part of our Services at our discretion.

 

3. Eligibility

To use our Services, you must be at least 18 years old and have the legal capacity to enter into contracts. By using our Site and Services, you represent and warrant that you meet these eligibility requirements.

 

4. Account Registration

To access certain features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account credentials and for all activities that occur under your account.

 

5. User Obligations

You agree to use our Site and Services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use our Site or Services for any illegal or unauthorized purpose.

  • Interfere with or disrupt the operation of our Site or Services.

  • Transmit any viruses, malware, or harmful code.

  • Engage in any fraudulent or deceptive practices.

 

6. Intellectual Property

All content on our Site, including text, graphics, logos, images, and software, is the property of Vreddhi or its licensors and is protected by intellectual property laws. You may not use, reproduce, distribute, or create derivative works of our content without our express written permission.

 

7. Fees and Payments

Our Services may be subject to fees, which will be disclosed to you prior to making a transaction. You agree to pay all applicable fees in accordance with the payment terms provided. All payments are non-refundable, unless otherwise specified.

 

8. Termination

We may suspend or terminate your access to our Site and Services at any time, with or without cause, and with or without notice. You may terminate your account by contacting us at info@vreddhi.com. Upon termination, you will no longer have access to your account or any associated data.

 

9. Disclaimers

Our Site and Services are provided on an “as is” and “as available” basis. We make no warranties or representations regarding the accuracy, reliability, or completeness of our Site or Services. We disclaim all warranties, whether express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose.

 

10. Limitation of Liability

To the fullest extent permitted by law, Vreddhi shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our Site or Services. Our total liability for any claim arising out of these Terms or your use of our Site and Services shall be limited to the amount paid by you for the Services giving rise to the claim.

 

11. Indemnification

You agree to indemnify, defend, and hold harmless Vreddhi, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or related to your use of our Site or Services or your violation of these Terms.

 

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any disputes arising from or relating to these Terms or your use of our Site or Services shall be subject to the exclusive jurisdiction of the courts in Bangalore, Karnataka.

 

13. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated Terms on our Site. Your continued use of our Site and Services after such changes constitutes your acceptance of the revised Terms.

 

14. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Vreddhi
Novel Office, Queens Road
Bangalore, Karnataka - 560052
info@vreddhi.com

Privacy Policy

1. Introduction

Welcome to Vreddhi (“we,” “our,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [www.vreddhicom] (the “Site”) and interact with our services.

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2. Information We Collect

a. Personal Information: When you interact with us, we may collect the following personal information:

  • Name

  • Contact information (e.g., phone number, email address)

  • Address

  • Financial information (e.g., bank details, investment information)

  • Identity proof (e.g., Aadhaar number, PAN card)

b. Non-Personal Information: We may collect non-personal information that does not directly identify you, such as:

  • Browser type and version

  • IP address

  • Device type

  • Usage data (e.g., pages visited, time spent on the Site)

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3. How We Use Your Information

We use your information for the following purposes:

  • To provide, maintain, and improve our services

  • To process transactions and manage investments

  • To communicate with you, including responding to inquiries and sending updates

  • To personalize your experience on our Site

  • To comply with legal obligations and regulatory requirements

 

4. How We Share Your Information

We may share your information with:

  • Service Providers: Third parties who assist us in operating our Site, processing transactions, or performing other functions on our behalf.

  • Legal Requirements: When required by law or to respond to legal processes or enforce our policies.

  • Business Transfers: In connection with mergers, acquisitions, or asset sales.

 

5. Security of Your Information

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

 

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our Site. Cookies help us analyze site traffic, remember user preferences, and personalize content. You can set your browser to refuse cookies or alert you when cookies are being sent. Note that some features of our Site may not function properly without cookies.

 

7. Data Retention

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your information to the extent necessary to comply with our legal obligations, resolve disputes, and enforce our policies.

 

8. Your Rights and Choices

You have the following rights regarding your personal information:

  • Access: You may request access to the personal information we hold about you.

  • Correction: You may request corrections to inaccurate or incomplete information.

  • Deletion: You may request the deletion of your personal information, subject to legal obligations and retention periods.

  • Opt-Out: You may opt out of receiving promotional communications from us by following the unsubscribe instructions in those communications.

 

9. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of these third parties. We encourage you to review their privacy policies before providing any personal information.

 

10. Children’s Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete such information.

 

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the updated policy on our Site. Your continued use of our services after such changes constitutes your acceptance of the revised policy.

 

12. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Vreddhi
Novel Office, Queens Road
Bangalore, Karnataka - 560052
info@vreddhi.com

Disclaimer

1. General Information Disclaimer

Content Accuracy: “The information provided on this website is for general informational purposes only and does not constitute professional advice. While we strive to ensure the accuracy and completeness of the information, Vreddhi makes no representations or warranties, express or implied, regarding the accuracy, reliability, or completeness of the information.”

 

2. Investment Risks Disclaimer

Investment Risk: “Investing in real estate involves risks, including the potential loss of principal. The information and materials provided on this website are not intended to be a recommendation or endorsement of any investment. Past performance is not indicative of future results. You should conduct your own research and consult with a qualified financial advisor before making any investment decisions.”

 

3. Financial and Legal Advice Disclaimer

No Financial or Legal Advice: “The content on this website is not intended to be and does not constitute financial, legal, or tax advice. You should seek the advice of a qualified professional for any financial, legal, or tax matters related to your investments or other decisions.”

 

4. Third-Party Links Disclaimer

External Links: “Our website may contain links to third-party websites for your convenience. We do not endorse or control these external sites and are not responsible for their content or accuracy. Your use of third-party sites is at your own risk.”

 

5. Limitation of Liability Disclaimer

Limitation of Liability: “To the fullest extent permitted by law, Vreddhi shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of this website or any linked websites. This includes, but is not limited to, any loss of data, profits, or other intangible losses.”

 

6. No Guarantees Disclaimer

No Guarantees: “Vreddhi does not guarantee the accuracy, completeness, or timeliness of the information on this website. We make no representations or warranties regarding the availability or operation of the website.”

 

7. Testimonials and Reviews Disclaimer

Testimonials and Reviews: “Testimonials and reviews on this website are based on individual experiences and may not represent the typical results. Vreddhi does not guarantee specific outcomes or results from using our services.”

 

8. Change in Terms Disclaimer

Changes to Information: “We reserve the right to modify or update the information on this website at any time without prior notice. You are encouraged to review this website periodically for any changes.”

 

9. No Endorsement Disclaimer

No Endorsement: “The inclusion of any third-party content or links on this website does not imply endorsement or approval by Vreddhi.”

 

10. Privacy Disclaimer

Privacy: “Please review our Privacy Policy for information on how we collect, use, and protect your personal information.”

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